Trade calculator
Exporters convert at the bank's buying rate; importers pay at its selling rate. See the INR amount, the spread in paise over the reference rate and GST on conversion, for every bank side by side.
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GST is 18% on a notional value of the conversion service, not on the full amount. Check your bank's advice for the method it applies.
Reference ₹94.9552 per USD · spread in paise per 1 USD, against you
| Bank | Rate | Spread (paise) | Spread cost | INR value | GST | You receive |
|---|---|---|---|---|---|---|
| PNB Best Sheet 02 Nov, 04:00 pm | 94.61 | 34.5 | ₹3,452 | ₹9,46,100 | ₹941 | ₹9,45,159 |
| BoB Sheet 30 Oct, 01:00 pm | 94.50 | 45.5 | ₹4,552 | ₹9,45,000 | ₹941 | ₹9,44,060 |
| SBI Sheet 02 Nov, 09:02 am · ₹10–20 lakh deals | 94.50 | 45.5 | ₹4,552 | ₹9,45,000 | ₹941 | ₹9,44,060 |
| Canara Sheet fetched 02 Nov, 03:27 pm | 94.475 | 48.0 | ₹4,802 | ₹9,44,750 | ₹940 | ₹9,43,810 |
| Union Sheet 02 Nov, 09:30 am · up to US$5,000 or equivalent | 94.43 | 52.5 | ₹5,252 | ₹9,44,300 | ₹940 | ₹9,43,360 |
| Yes Sheet 02 Nov, 09:18 am · NRI remittances to India, buying only | 93.97 | 98.5 | ₹9,852 | ₹9,39,700 | ₹936 | ₹9,38,764 |
| Barclays Sheet 02 Nov, 09:14 am · up to US$100,000 equivalent | 93.89 | 106.5 | ₹10,652 | ₹9,38,900 | ₹935 | ₹9,37,965 |
| UCO Sheet fetched 02 Nov, 03:27 pm · up to US$5,000 or equivalent | 93.86 | 109.5 | ₹10,952 | ₹9,38,600 | ₹935 | ₹9,37,665 |
| AU Sheet 02 Nov, 09:06 am · up to US$10,000 or equivalent | 93.44 | 151.5 | ₹15,152 | ₹9,34,400 | ₹931 | ₹9,33,469 |
| ICICI Sheet 02 Nov, 02:25 pm · up to US$25,000 or equivalent | 93.40 | 155.5 | ₹15,552 | ₹9,34,000 | ₹931 | ₹9,33,069 |
| IndusInd Sheet 02 Nov, 10:00 am · up to US$25,000 or equivalent | 93.34 | 161.5 | ₹16,152 | ₹9,33,400 | ₹930 | ₹9,32,470 |
| HDFC Sheet 02 Nov, 01:39 pm · Retail & Trade up to ₹20 lakh | 93.28 | 167.5 | ₹16,752 | ₹9,32,800 | ₹930 | ₹9,31,870 |
| Axis Sheet fetched 02 Nov, 09:46 am · corporate card rates | 93.26 | 169.5 | ₹16,952 | ₹9,32,600 | ₹929 | ₹9,31,671 |
| Kotak Sheet fetched 02 Nov, 03:27 pm | 93.21 | 174.5 | ₹17,452 | ₹9,32,100 | ₹929 | ₹9,31,171 |
| Deutsche Sheet fetched 02 Nov, 03:27 pm | 93.18 | 177.5 | ₹17,752 | ₹9,31,800 | ₹929 | ₹9,30,871 |
| HSBC Sheet 02 Nov, 10:00 am · NRI services and remittances | 93.03 | 192.5 | ₹19,252 | ₹9,30,300 | ₹927 | ₹9,29,373 |
| Citi Sheet 02 Nov, 09:05 am | 92.9192 | 203.6 | ₹20,360 | ₹9,29,192 | ₹926 | ₹9,28,266 |
| J.P. Morgan Sheet fetched 02 Nov, 03:27 pm · up to US$5 million (corporate) | 92.69 | 226.5 | ₹22,652 | ₹9,26,900 | ₹924 | ₹9,25,976 |
Card rates are indicative and apply to each bank's stated deal size; the rate on your bank advice is final. Bank charges (SWIFT, FIRC) are not included.