Trade calculator
Exporters convert at the bank's buying rate; importers pay at its selling rate. See the INR amount, the spread in paise over the reference rate and GST on conversion, for every bank side by side.
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GST is 18% on a notional value of the conversion service, not on the full amount. Check your bank's advice for the method it applies.
Reference ₹74.2781 per SGD · spread in paise per 1 SGD, against you
| Bank | Rate | Spread (paise) | Spread cost | INR value | GST | You receive |
|---|---|---|---|---|---|---|
| PNB Best Sheet 02 Nov, 04:00 pm | 73.62 | 65.8 | ₹6,581 | ₹7,36,200 | ₹753 | ₹7,35,447 |
| BoB Sheet 30 Oct, 01:00 pm | 73.59 | 68.8 | ₹6,881 | ₹7,35,900 | ₹752 | ₹7,35,148 |
| Union Sheet 02 Nov, 09:30 am · up to US$5,000 or equivalent | 73.58 | 69.8 | ₹6,981 | ₹7,35,800 | ₹752 | ₹7,35,048 |
| Canara Sheet fetched 02 Nov, 03:27 pm | 73.42 | 85.8 | ₹8,581 | ₹7,34,200 | ₹751 | ₹7,33,449 |
| Barclays Sheet 02 Nov, 09:14 am · up to US$100,000 equivalent | 73.38 | 89.8 | ₹8,981 | ₹7,33,800 | ₹750 | ₹7,33,050 |
| SBI Sheet 02 Nov, 09:02 am · ₹10–20 lakh deals | 73.28 | 99.8 | ₹9,981 | ₹7,32,800 | ₹750 | ₹7,32,050 |
| UCO Sheet fetched 02 Nov, 03:27 pm · up to US$5,000 or equivalent | 73.18 | 109.8 | ₹10,981 | ₹7,31,800 | ₹749 | ₹7,31,051 |
| Yes Sheet 02 Nov, 09:18 am · NRI remittances to India, buying only | 73.12 | 115.8 | ₹11,581 | ₹7,31,200 | ₹748 | ₹7,30,452 |
| IndusInd Sheet 02 Nov, 10:00 am · up to US$25,000 or equivalent | 73.01 | 126.8 | ₹12,681 | ₹7,30,100 | ₹747 | ₹7,29,353 |
| ICICI Sheet 02 Nov, 02:25 pm · up to US$25,000 or equivalent | 72.98 | 129.8 | ₹12,981 | ₹7,29,800 | ₹747 | ₹7,29,053 |
| HDFC Sheet 02 Nov, 01:39 pm · Retail & Trade up to ₹20 lakh | 72.91 | 136.8 | ₹13,681 | ₹7,29,100 | ₹746 | ₹7,28,354 |
| Axis Sheet fetched 02 Nov, 09:46 am · corporate card rates | 72.81 | 146.8 | ₹14,681 | ₹7,28,100 | ₹745 | ₹7,27,355 |
| AU Sheet 02 Nov, 09:06 am · up to US$10,000 or equivalent | 72.73 | 154.8 | ₹15,481 | ₹7,27,300 | ₹745 | ₹7,26,555 |
| Citi Sheet 02 Nov, 09:05 am | 72.6159 | 166.2 | ₹16,622 | ₹7,26,159 | ₹744 | ₹7,25,415 |
| Deutsche Sheet fetched 02 Nov, 03:27 pm | 72.59 | 168.8 | ₹16,881 | ₹7,25,900 | ₹743 | ₹7,25,157 |
| Kotak Sheet fetched 02 Nov, 03:27 pm | 72.56 | 171.8 | ₹17,181 | ₹7,25,600 | ₹743 | ₹7,24,857 |
| J.P. Morgan Sheet fetched 02 Nov, 03:27 pm · up to US$5 million (corporate) | 72.26 | 201.8 | ₹20,181 | ₹7,22,600 | ₹740 | ₹7,21,860 |
| HSBC Sheet 02 Nov, 10:00 am · NRI services and remittances | 72.08 | 219.8 | ₹21,981 | ₹7,20,800 | ₹739 | ₹7,20,061 |
Card rates are indicative and apply to each bank's stated deal size; the rate on your bank advice is final. Bank charges (SWIFT, FIRC) are not included.